XRP News Today: Here's What You Need To Know

XRP’s network activity surged at the beginning of December, with CryptoQuant analyst CryptoOnChain noting that the token’s Velocity metric climbed to a yearly peak of 0.0324. The indicator, which reflects how frequently tokens circulate within the ecosystem, suggests XRP is moving more actively between market participants rather than remaining dormant in long-term wallets.

While heightened transfer activity typically signals stronger engagement across the network, it does not offer a clear bullish or bearish read on its own. What it does confirm, however, is that XRP is entering one of its busiest periods of 2025.

Price action has been less decisive. On Wednesday, XRP again tested the $2.11 resistance level but failed to secure a breakout, despite briefly touching $2.17 earlier in the day. The repeated rejection indicates persistent selling pressure at that range and highlights a key zone traders are watching as the market gauges the token’s next direction.

Whether you are a long-term holder, an active trader, or simply monitoring crypto market news, having a comprehensive snapshot of XRP’s situation helps guide informed investment decisions.

XRP price:Source: Coingecko

This article provides a detailed overview of the most critical XRP news today. We will cover the resolution of the Ripple versus SEC case, analyze current price trends, and explore key developments within the Ripple ecosystem.

In a market where crypto prices react instantly to regulatory updates, technical breakouts, and strategic partnerships, consolidating all relevant information in one place is vital for navigating the space effectively.

Price Analysis: What the Charts are Saying

Current Price Action

As of December 9, 2025, XRP is trading between $2.07 , with CoinMarketCap showing a spot price near $2.10 and a 24-hour trading volume of around $3.2 billion. Its market cap stands at approximately $127 billion, keeping XRP in the top four cryptocurrencies alongside Bitcoin and Ethereum.

XRP price analysis. Source: Tradingview

The price has retraced about 5% from $2.20 on December 4 following a broad market selloff. Despite this, XRP remains firmly above the psychologically significant $2.00 support, reflecting resilience amid market fluctuations. XRP’s 2025 peak of $3.65 remains well above current levels, though the token is still below its 2018 all-time high of $3.84.

XRP’s performance relative to other major cryptocurrencies has been mixed. Bitcoin price recently tested new highs above $100,000, while Ethereum consolidated between $3,800 and $4,000. XRP’s measured price action suggests a sustainable accumulation pattern, contrasting with the speculative volatility affecting other altcoins.

Trading volumes indicate robust institutional activity, consistently exceeding $3 billion daily. This liquidity is crucial for institutional participation, allowing large players to enter or exit positions with minimal slippage. While momentum traders may gravitate toward more volatile assets, long-term investors appear to be accumulating at these levels, often storing assets in a digital wallet.

Key Technical Levels

XRP’s technical setup presents competing signals, likely to resolve in a significant directional move. The $2.00 support remains the critical line in the sand, following a recovery from a November 21 low near $1.82. If this support fails, the next major zone lies between $1.85 and $1.90, representing late November accumulation.

Resistance is concentrated between $2.20 and $2.30. A breakout above $2.30 could propel XRP toward $2.50 and potentially the psychological $3.00 level. Fibonacci retracement levels suggest $2.50–$2.60 as a key zone confirming a resumption of the broader uptrend.

A death cross appeared on the daily chart in early December, with the 50-day moving average crossing below the 200-day average. Historically bearish, death crosses can generate false signals in crypto, particularly after prolonged corrections. In XRP’s case, the death cross followed a substantial decline, potentially limiting its predictive power.

Constructive signals include a TD Sequential 9 buy indicator, which often marks trend exhaustion and buying opportunities. Analysts have also identified double-bottom formations between $1.99 and $2.10, suggesting accumulation and increasing the likelihood of a bounce.

XRP is consolidating within a symmetrical triangle around $2.05, with tightening swings. Triangles often precede major breakouts, though direction is uncertain. A breakout could move prices roughly 16% up to $2.40 on the upside or mid-$1.80s if support fails. Some analysts compare this consolidation to XRP’s 2017 pre-bull run, although historical parallels are not guaranteed.

On-Chain Metrics

On-chain data reveals deeper market dynamics. Approximately 90% of XRP has moved off exchanges, reducing sell-side liquidity and indicating long-term holding. This supply squeeze could amplify price movements when catalysts emerge.

Whale activity shows nuance. Mega-wallets holding over 1,000,000 XRP sold roughly 13 billion XRP in late November, reducing their balances from 70 billion to 57 billion XRP. However, wallets holding over 100 million XRP now control 48 billion XRP, the highest level since 2018. The number of these wallets decreased by 569 addresses while holdings increased, signaling consolidation into fewer but larger hands, a historically bullish pattern.

Ecosystem News: What’s Happening at Ripple?

Partnerships and Adoption

Ripple’s partnership ecosystem has expanded significantly in 2025, strengthening XRP’s role as a bridge currency. On December 1, Singapore’s Monetary Authority expanded Ripple’s Major Payment Institution license, enabling broader regulated digital payment services across Southeast Asia.

The Singapore approval allows Ripple to offer end-to-end cross-border payments using XRP and RLUSD stablecoin under a forward-thinking regulatory framework. On-chain data shows Asia-Pacific XRP transaction volume up roughly 70% year-over-year, indicating real adoption.

Ripple now works with over 300 banks and financial institutions globally via RippleNet. These partnerships enhance cross-border payments, liquidity management, and treasury operations, with network utility increasing exponentially as more institutions join.

Key partnerships include BNY Mellon, serving as the primary custodian for RLUSD, providing institutional-grade security and access to a vast client network. Canadian Imperial Bank of Commerce expanded its collaboration, while SBI Remit and SBI Holdings signed an MoU to introduce RLUSD to Japan by 2026.

Ripple is also pioneering real-world asset tokenization. Partnerships with Dubai Land Department and Ctrl Alt in July 2025 target real estate tokenization, potentially unlocking trillions in illiquid value.

In November 2025, Ripple raised $500 million at a $40 billion valuation from institutional investors including Citadel Securities, Fortress Investment Group, and Brevan Howard. Ripple deployed approximately $4 billion in strategic acquisitions, including Hidden Road ($1.25 billion), GTreasury ($1 billion), and Palisade wallet-as-a-service, enhancing institutional trading, treasury management, and custody capabilities.

Technical Upgrades

Ripple is enhancing the XRP Ledger for enterprise-scale adoption. At Ripple Swell 2025, President Monica Long announced a native lending protocol, enabling DeFi-style lending with XRP collateral. Permissioned domains will allow institutions to launch compliant DeFi products accessible only to verified participants, bridging decentralization with regulatory compliance.

An EVM-compatible sidechain planned for 2025 will enable Ethereum smart contracts on XRP, expanding developer access to decentralized applications. Additionally, the XRP account reserve reduction from 10 to 1 XRP has lowered the barrier for new users, driving surges in network activity.

The XRP ETF ecosystem has matured rapidly. Nine XRP spot ETFs launched in November 2025, collectively approaching $900 million in assets, with daily inflows averaging $12–15 million. Franklin Templeton’s NYSE listing adds legitimacy, allowing institutional investors exposure to XRP via traditional brokerage accounts.

RLUSD has also achieved notable success, surpassing a $1 billion market cap within a year of launching in December 2024. Regulatory approvals in Singapore and the UAE, along with processed payment volumes exceeding $95 billion, underscore real-world utility.

Conclusion

XRP’s narrative in 2025 has shifted from regulatory uncertainty to global execution. The SEC lawsuit’s conclusion removes a five-year overhang, enabling partnerships, technical upgrades, and institutional adoption that were previously impossible.

Trading near $2.05–$2.10, XRP remains above $2.00 support despite bearish indicators and market uncertainty. Mega-whale consolidation and 90% of XRP moving off exchanges indicate long-term confidence. Symmetrical triangle consolidation suggests a significant move is likely soon, with $2.30 as key resistance and $1.85 as critical support.

Ecosystem developments point to accelerating institutional adoption, including over 300 bank partnerships, nearly $900 million in ETF inflows, regulatory approvals in multiple jurisdictions, $4 billion in acquisitions, and $95 billion in processed payment volume. The current gap between fundamental progress and price performance may not persist, as market recognition of institutional adoption often lags execution.

The next catalyst for XRP holders will be whether the $2.00 support holds while institutional demand continues building. A decisive breakout above $2.30 with strong volume could trigger a move toward $2.75–$3.00, while a sustained break below $2.00 could test the $1.80–$1.85 support zone from November lows.

The XRP market moves on news and technicals. Use tools like Digitap to set price alerts, track updates, and manage your XRP position effectively.

FAQ

When is the SEC Case Expected to End?

The Ripple vs. SEC lawsuit concluded in August 2025 when both parties withdrew appeals, upholding Judge Torres’ 2023 ruling and a $125 million penalty (reduced from initial demands). The case is fully resolved with no further actions pending.​

Current XRP Price Prediction

2026 forecasts average $2.09-$2.34 (Changelly), with optimistic highs to $4.10-$5.13 (InvestingHaven); 2030 ranges $4.67-$15.91 amid adoption growth, though highly speculative.​

Is Ripple Planning to Go Public?

No confirmed IPO plans exist; Ripple focuses on private expansion post-SEC clarity, with unverified high-valuation funding but no public listing announcements.​

Difference Between Ripple and XRP

Ripple Labs is the company building payment infrastructure like RippleNet; XRP is the independent cryptocurrency token used for cross-border liquidity, not owned or controlled solely by Ripple.​

Is XRP a Good Investment Today?

Speculative with strong catalysts (regulatory win, partnerships) at ~$2.07, but volatile with bearish technicals suitable only for risk-tolerant, diversified long-term holders, not short-term speculation.