⚖️
Supply & Demand
Circulating supply ≈60 billion XRP. Monthly escrow releases and buy-backs by Ripple affect liquidity and available supply.
XRP Price Chart
Explore live XRP price movements in real time. The interactive chart lets you analyze short- and long-term trends, compare live crypto prices, and identify key turning points in XRP's market history.
XRP Price Converter
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XRP Market Statistics & Data
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What is Ripple (XRP)?
XRP is the native cryptocurrency of the XRP Ledger (XRPL), created by Ripple Labs in 2012 to make global payments faster and cheaper. It's designed for speed; most transactions settle in about 3 to 5 seconds, with costs of just a fraction of a cent. That makes it one of the most efficient digital assets for cross-border money movement.
Unlike many other cryptocurrencies, XRP isn't mined. All 100 billion XRP were issued at launch, and Ripple holds part of that supply in escrow, releasing a portion each month to maintain liquidity and market stability. The XRP Ledger uses its own consensus protocol, not proof-of-work or proof-of-stake, which allows transactions to confirm almost instantly without heavy energy use.
XRP gained major attention through its legal battle with the U.S. Securities and Exchange Commission (SEC). The case, filed in 2020, claimed XRP was an unregistered security. In 2023, a U.S. court ruled that programmatic XRP sales on exchanges were not securities, marking a partial win for Ripple and bringing much-needed regulatory clarity to the crypto industry.
Today, XRP is used by banks, fintechs, and payment providers via RippleNet and On-Demand Liquidity (ODL) to move funds between currencies without relying on traditional intermediaries. Ripple has also announced plans to launch a U.S.-backed stablecoin (RLUSD) and expand enterprise solutions that use the XRP Ledger for settlements and tokenized assets.
XKey Facts:
📅
Created
Ripple Labs (2012)
🌐
Blockchain
XRP Ledger (XRPL)
⚙️
Consensus Mechanism
Federated or unique protocol
(no proof-of-work, no proof-of-stake)
⚡
Transaction Speed
~3-5 seconds
🎯
Total Supply
100 billion XRP (fixed)
💼
Growing around payments
cross-border flows and crypto banking applications
XRP Price History & Milestones
XRP's journey reflects both crypto-market cycles and its unique regulatory story. Since launch, its price has moved from fractions of a cent to several dollars, shaped by innovation, adoption, and legal clarity.
| Year / Event | Approx. Price Range (USD) | Key Milestone |
|---|---|---|
🚀 2012 Launch | <$0.01 | XRP Ledger goes live with 100 billion tokens created. |
🌱 2013 – 2016 Early Adoption | $0.002 – $0.01 | Low trading volumes as Ripple Labs builds RippleNet partnerships. |
📈 2017 Bull Run | $0.01 → $3.84 (ATH Jan 2018) | Massive surge as XRP becomes top 3 crypto by market cap. |
📉 2018 Bear Market | $3 → $0.25 | Crypto-wide correction and profit-taking. |
📊 2019 – 2020 Consolidation | $0.20 – $0.40 | Stable range while RippleNet expands to banks and payment firms. |
⚖️ Dec 2020 SEC Lawsuit | $0.60 → $0.20 | SEC accuses Ripple of selling unregistered securities; price drops sharply. |
🔄 2021 Recovery and Volatility | $0.40 – $1.90 | Market recovers as case progresses and Ripple signs new ODL partners. |
⚖️ Jul 2023 Partial Legal Victory | $0.45 → $0.90 | Court rules XRP not a security in exchange sales; price spikes >70%. |
🏦 2024 Regulatory Clarity & Institutional Interest | $1.20 – $2.10 | Exchanges relist XRP; Ripple announces RLUSD stablecoin plans. |
🌐 2025 Mainstream Adoption Phase | ≈ $2.39 | Banks and fintechs increase ODL use; XRP stabilizes with consistent volume. |
Factors Affecting XRP Price
XRP's price is influenced by crypto market news, regulatory updates, and adoption of Ripple's payment technologies.
⚖️
SEC Lawsuit & Legal Clarity
Court rulings and settlement talks drive short-term volatility. 2023's partial win boosted confidence and institutional interest.
📜
Regulatory Environment
New crypto frameworks in the US and EU impact exchange listings and bank integration. Positive clarity supports price stability.
🏦
RippleNet Adoption
Every new bank or fintech joining RippleNet increases real-world utility for XRP in cross-border payments.
💱
On-Demand Liquidity (ODL)
ODL transactions use XRP as a bridge currency, creating consistent organic demand from payment flows.
🤝
Partnership Announcements
Ripple's deals with banks, money transfer companies and central banks (through CBDC pilots) often spark price rallies.
🔓
Escrow Releases
Ripple releases 1 billion XRP monthly from escrow; unsold tokens are re-locked, helping manage circulating supply.
📊
Market Sentiment & Liquidity
Broader crypto trends, xrp price movements, and trading volume drive short-term fluctuations.
🏛️
Institutional Adoption
Banks and payment processors integrating Ripple technology increase long-term demand for XRP.
⚔️
Competition
Other payment-focused chains (e.g., Stellar, Algorand) affect market share and investor interest.
XRP’s long-term value depends on legal clarity, institutional partnerships, and the expansion of RippleNet and ODL across global finance.
How to Buy XRP on Digitap
Buying XRP on Digitap is quick, secure, and takes less than two minutes. Whether you're new to crypto or a seasoned investor, you can buy XRP instantly and manage it within your Digitap crypto debit card.
1
✉️
Create Your Account
Sign up for a free Digitap account using your email address. Verification is optional for small purchases, with higher limits available after completing KYC.
2
💳
Choose a Payment Method
Select from multiple options: credit or debit card, bank transfer (ACH or SEPA), Apple Pay, Google Pay, or wire transfer for larger transactions. All methods use secure, encrypted processing.
3
X
Buy XRP Instantly
Enter how much XRP or fiat you want to spend, review the live XRP price and fees, then confirm your purchase. Your XRP will appear instantly in your wallet and can be spent immediately using your Digitap crypto virtual card.
💳Payment Methods
| Payment Method | Processing Time | Notes |
|---|---|---|
💳 Credit / Debit Card | Instant | Easiest way to buy XRP instantly. |
📱 Apple Pay / Google Pay | Instant | One-tap checkout on mobile. |
🏦 ACH / SEPA Bank Transfer | 1–3 business days | Lower fees, best for larger amounts. |
💰 Wire Transfer | 1–2 business days | Ideal for high-value purchases. |
XRP vs Other Major Cryptocurrencies
XRP stands out for its speed, low cost, and enterprise adoption. Unlike Bitcoin or Ethereum, it's built for real-world payments and used by banks and fintechs for cross-border settlements.
| Comparison Point | XRP (Ripple) | Bitcoin (BTC) | Ethereum (ETH) | Stellar (XLM) |
|---|---|---|---|---|
| Market Cap | X | X | X | X |
| Price | X | X | X | X |
| Transaction Speed | 3 – 5 seconds | ~10 minutes | 15 – 60 seconds | 3 – 5 seconds |
| Average Fees | ≈ $0.0002 | ≈ $5 – 10 | ≈ $1 – 5 | ≈ $0.0001 |
| Primary Use Case | Global payments & liquidity bridge | Store of value / digital gold | Smart contracts & DeFi | Retail payments & remittances |
| Consensus Mechanism | Ripple Protocol Consensus Algorithm (RPCA) | Proof of Work (PoW) | Proof of Stake (PoS) | Stellar Consensus Protocol (SCP) |
XRP Price Predictions & Analysis
XRP currently trades at [XRPUSD Price], showing steady growth since its partial SEC case victory. Analysts expect continued volatility but see long-term potential driven by RippleNet adoption, institutional partnerships, and expanding use of On-Demand Liquidity (ODL) in global payments.
| Outlook | Price Range (Estimated) | Key Drivers |
|---|---|---|
📊 Short Term (2025) | $2.00 – $3.00 | Positive sentiment from legal clarity and relisting on major exchanges. |
📈 Mid Term (2026–2027) | $3.50 – $5.00 | Growth in ODL usage, Ripple's stablecoin (RLUSD) launch, and global bank partnerships. |
🚀 Long Term (2030+) | $6.00 – $10.00 | Increased use of XRP in cross-border payments, CBDC integrations, and institutional adoption. |
🐂
Bullish Case
- ✅Broader regulatory acceptance
- 💱ODL expansion globally
- 💰Ripple's entry into stablecoins
- 🏦CBDC-related partnerships
🐻
Bearish Case
- ⚖️Unfavorable legal resolution
- 💧Declining liquidity
- ⚔️or stronger competition from networks like Stellar and Algorand.
⚠️
Disclaimer
XRP price forecasts are speculative and for informational purposes only. They are not investment advice. Cryptocurrency prices are highly volatile, and past performance does not guarantee future results. Always do your own research before trading or investing.
Frequently Asked Questions About XRP Price
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