Credit & Debit Cards
Buy XRP instantly with Visa or Mastercard. Most transactions finish in under 10 minutes.
Buy & Sell XRP Instantly
The world’s first crypto banking application to seamlessly buy, sell, store, and spend XRP globally.
Join 2M+ users trading on Digitap
Bank-level security • Fully regulated
How to Buy XRP on Digitap
Buying XRP is simple and fast. Own XRP in just minutes.
Create Your Account
Sign up for a free Digitap account in just a few minutes. No hidden fees, no surprises.
Verify Your Identity
Complete KYC verification securely — most users finish in under 2 minutes.
Select Amount & Payment
Choose how much XRP you want to buy and pay using your preferred method — from Visa and Mastercard to SEPA or Apple Pay.
Receive Your XRP
Once payment is confirmed, your XRP appears instantly in your Digitap wallet, ready to use or hold.
Your All-in-One App for XRP
Spend Your XRP Anywhere
Use your Digitap Card to spend XRP at over 100 million locations worldwide. Enjoy a crypto-to-cash experience powered by Visa for seamless everyday purchases.
Earn While You Trade
Get rewarded every time you buy, sell, or spend XRP. Earn $TAP cashback on all your transactions and turn every exchange into an opportunity.
Bank-Level Security
Trade and manage XRP with confidence. Digitap operates in 180+ countries, combining regulation, encryption, 2FA, and biometric protection to keep your assets safe.
Live XRP Price & Market Data
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What is XRP?
XRP is a digital currency built for fast, efficient value transfer across borders. Running on the XRP Ledger (XRPL), it’s an open-source, high-performance blockchain. First launched in 2012 by Ripple Labs, XRP makes it easier for institutions and individuals to send money globally in seconds.
What makes XRP unique is its real-world utility. Through RippleNet, banks and financial institutions use XRP to enable On-Demand Liquidity (ODL) — a solution that allows real-time settlement without pre-funded accounts.
The XRPL consensus protocol is energy-efficient and can process up to 1,500 transactions per second. XRP’s total supply was pre-mined at 100 billion tokens, with a portion released from escrow each month. Used by global partners such as Santander, SBI Holdings, and PNC Bank, XRP is a bridge currency for remittances, payments, and liquidity between fiat and crypto assets.
This content is for educational purposes only and is not financial advice. Cryptocurrencies like XRP are volatile, and regulatory conditions may change. Always do your own research (DYOR) before investing. DigiTap does not provide investment or tax guidance.
Ways to Use Your XRP with Digitap
Hold (HODL)
Securely store your XRP in your Digitap wallet as a long-term investment. Diversify your portfolio with one of the world’s most efficient digital assets.
Spend
Use your Digitap Card to spend XRP at over 100M merchants, with instant conversion to local currency for everyday purchases.
Send
Transfer XRP globally in 3–5 seconds with near-zero fees. Send money across borders instantly without middlemen.
Swap
Exchange XRP for hundreds of other cryptocurrencies directly within the Digitap app — fast, secure, and seamless.
Sell
Cash out anytime. Sell XRP and withdraw your funds to your bank via SEPA or SWIFT.
Frequently Asked Questions about Buying XRP
How to Buy XRP
Bank Transfer
Use SEPA or SWIFT for lower fees. Processing times typically span 1–3 business days depending on your region.
Apple Pay
One‑tap XRP purchasing for iOS users — quick, secure, and easy.
Google Pay
Seamless checkout for Android users — purchase XRP instantly with no friction.
PayPal
In supported regions, you can use your PayPal balance to buy XRP.
Your XRP is Protected with Digitap
Security Features
- AES-256 Encryption
We use military-grade AES-256 encryption to secure all user data and transactions.
- Two-Factor Authentication
Your account is protected with 2FA and optional biometric login for enhanced security.
- Cold Storage
The majority of user funds are held offline in secure, institution-grade cold wallets.
- 24/7 Monitoring
Our global security team actively monitors platform activity around the clock to detect and respond to threats.
Compliance & Certifications
- Fully Regulated
Digitap is licensed and regulated in multiple jurisdictions, adhering to financial and data protection standards.
- PCI-DSS Compliant
We meet the highest standards for payment card industry security, ensuring safe transactions.
- KYC/AML Compliant
We enforce strict Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols to ensure compliance and trust.
- ISO 27001 Certified
Our information security management systems are independently audited and certified under ISO 27001 standards.
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Get in touch
We’re here to help 24/7 on email or submit a contact form
support@digitap.appmarketing@digitap.appGo to FAQs for answers to common questions.
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Copyright © 2025. All Rights Reserved.
DigiTap is a fintech application that connects the traditional banking system with blockchain networks allowing seamless integration. The official beta version of the DigiTap App is live. Please help us improve the service by providing feedback or report any bugs to feedback@digitap.app
Digital currencies may be unregulated in your jurisdiction. The value of digital currencies may go down as well as up. Profits may be subject to capital gains or other taxes applicable in your jurisdiction. The information on this site is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local laws or regulations.