Credit & Debit Cards
Instantly purchase XMR using your Visa or Mastercard. Buying Monero with a credit/debit card on Digitap typically takes just a few minutes from payment to crypto delivery, so you can get XMR in under 10 minutes.
Current price0.0326 USDT0.14 USDT
-76.71%
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Buy & Sell Monero (XMR) Instantly
The world's first crypto banking application to seamlessly buy, sell, store, and spend Monero globally.
Join 2M+ users trading on Digitap
Bank-level security • Fully regulated
How to Buy Monero (XRM) on Digitap
Create Your Account
Sign up for a Digitap account for free in minutes. Registration is quick and easy, with no hidden fees to worry about.
Verify Your Identity
Complete a simple KYC verification (usually under 2 minutes). This secure process protects your account and is required to comply with regulations.
Select Amount & Payment
Choose how much Monero you want to buy and pick a payment method. Digitap offers flexible purchase amounts and supports multiple payment options for your convenience.
Receive Your XMR
Confirm your purchase and receive Monero instantly in your Digitap wallet. Your XMR is available right away with secure storage, so you can use or hold it as you wish.
Your All-in-One App for Monero
Spend Your XMR Anywhere
Digitap makes Monero as spendable as cash. Use the Digitap Card (Visa-powered) to spend XMR at 100M+ merchants worldwide with instant crypto-to-fiat conversion. Enjoy a convenient, crypto-to-cash payment experience everywhere Visa is accepted.
Earn While You Trade
Digitap rewards you with $TAP cashback on all your Monero transactions when you buy, sell, or spend XMR. Earn crypto rewards as you trade, adding extra value to your Monero experience.
Bank-Level Security
Manage Monero alongside your fiat currency in over 180 countries with peace of mind. Digitap provides bank-level features (encryption, 2FA, biometric login) and operates as a fully regulated financial platform.
Live Monero (XMR) Price & Market Data
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What is Monero (XMR)?
Monero is a privacy-focused cryptocurrency that launched in April 2014. It was designed to be untraceable, with private transactions as the default setting. The network uses strong cryptographic protection to conceal transaction details. Unlike transparent blockchains (e.g., Bitcoin), Monero’s blockchain hides the sender, receiver, and amount for every transaction, making XMR a privacy coin known for its anonymity and security. XMR is the native cryptocurrency of the Monero network, which is maintained by a decentralized, open-source community with no central authority.
Monero’s key features center on preserving user privacy and fungibility. It uses advanced cryptographic techniques like ring signatures, stealth addresses, and Ring Confidential Transactions to hide the participants and amounts of each transaction. All transactions are private by default, which means every unit of XMR is interchangeable, as no coin can be blacklisted or traced to a past history. Monero utilizes a Proof-of-Work consensus with the RandomX algorithm, which is ASIC-resistant and CPU-friendly to allow fair mining by everyday users. Additionally, Monero’s blockchain has a dynamic block size that changes to network demand, and it employs a tail emission of 0.6 XMR per block (every 2 minutes) to reward miners indefinitely.
Disclaimer: Only you can determine whether buying Monero is right for you. Remember that purchasing any cryptocurrency carries inherent risks. Monero’s price can be volatile, and privacy coins like XMR may face regulatory scrutiny or outright bans from exchanges. Consider factors such as price volatility, market capitalization, and the legal status of privacy coins in your region, as well as your own risk tolerance. Digitap does not provide investment advice; always do your own research before making a crypto purchase.
What Can You Do with Monero?
Hold (HODL)
Store your Monero securely in your Digitap wallet as a long-term investment. Monero’s privacy and fungibility make it a popular choice to hold for the long run.
Spend
Use the Digitap Card to spend XMR at 100M+ merchants worldwide. Monero can be instantly converted to local currency at the point of sale, allowing you to spend your crypto on everyday purchases.
Send
Transfer Monero globally to anyone with complete privacy. Whether for personal payments or remittances, you can send XMR across borders quickly and with low fees, while ensuring transactions remain confidential.
Swap
Trade or exchange Monero for hundreds of other cryptocurrencies directly within the Digitap app. You can swap XMR for other digital assets to rebalance your portfolio or take advantage of market opportunities.
Sell
Digitap lets you sell XMR at any time and withdraw the funds to your bank account via SEPA or SWIFT. Enjoy the flexibility to liquidate your holdings whenever you need fiat currency.
Multiple Ways to Buy Monero
Bank Transfer
Bank transfers may take 1–3 business days to clear, but they allow you to buy larger amounts of Monero and often come with minimal processing fees.
Apple Pay
Digitap supports Apple Pay for a fast and secure checkout experience, perfect for iOS users who want a seamless purchase without entering their card details.
Google Pay
Android users can instantly purchase XMR through Google Pay integration, leveraging the payment information saved on your Google account.
PayPal
In supported regions, you can use PayPal to fund your Monero purchase. This means you can buy XMR using your PayPal balance or linked bank account/card via PayPal.
Your Monero is Protected
Security Features
- AES-256 Encryption
All sensitive data and transactions on Digitap are protected with AES-256 encryption. This is the industry standard of security used by banks and governments to keep information safe.
- Two-Factor Authentication
Digitap supports 2FA and biometric logins, adding an extra layer of security to your account.
- Cold Storage
The majority of customers’ Monero and other crypto funds are stored offline in cold wallets (offline storage).
- 24/7 Monitoring
Our security team and automated systems monitor Digitap 24/7. Any suspicious activity or anomalies are flagged and addressed immediately.
Compliance & Certifications
- Fully Regulated
Digitap is a licensed and regulated financial platform in multiple jurisdictions. We comply with all relevant crypto and financial regulations.
- PCI-DSS Compliant
Digitap adheres to PCI-DSS guidelines, the highest industry standard for handling credit card information.
- KYC/AML Compliant
We follow stringent Know Your Customer and Anti-Money Laundering procedures. By verifying user identities and monitoring transactions, Digitap prevents illicit activities.
- ISO 27001 Certified
Digitap’s information security management is ISO 27001 certified. This independent certification attests that we follow best practices in protecting customer data.
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Get in touch
We’re here to help 24/7 on email or submit a contact form
support@digitap.appmarketing@digitap.appGo to FAQs for answers to common questions.
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DigiTap is a fintech application that connects the traditional banking system with blockchain networks allowing seamless integration. The official beta version of the DigiTap App is live. Please help us improve the service by providing feedback or report any bugs to feedback@digitap.app
Digital currencies may be unregulated in your jurisdiction. The value of digital currencies may go down as well as up. Profits may be subject to capital gains or other taxes applicable in your jurisdiction. The information on this site is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local laws or regulations.