Store, send, and spend 100+ cryptocurrencies and multiple fiat currencies in one place. Digitap’s free digital wallet has 0% transfer fees, built-in crypto onramp and a virtual crypto card for instant spending, all without KYC.
A digital wallet is a secure software application that stores your money electronically, both fiat currencies (USD, EUR, GBP, etc.) and cryptocurrencies like Bitcoin and Ethereum. Unlike a physical wallet that holds cash and cards, a multi-currency wallet keeps everything in one unified interface on your phone or desktop. Digitap's digital wallet merges traditional finance with blockchain technology, allowing you to send, receive, and buy crypto online alongside fiat money. You control all your digital assets, whether crypto, fiat, or DeFi tokens, through a single, easy-to-use dashboard.
Not all digital wallets are the same. Understanding the differences helps you choose the right solution for your needs.
Most wallets handle only one type of money. Crypto-only wallets store assets like Bitcoin or Ethereum, while multi-currency wallets such as Digitap hold crypto and fiat together. You can manage USD, EUR, GBP alongside BTC, ETH, and altcoins from a single dashboard. Unlike Apple Pay or Google Pay, which handle only fiat, Digitap bridges both worlds.
A hot wallet stays connected to the internet for fast access and daily spending. A cold wallet is kept offline for long-term storage and extra safety. Digitap is a hot wallet built for both crypto and fiat: secure enough for savings, convenient enough for everyday payments. Use it to send, receive, or Swap crypto instantly, while keeping larger reserves offline if you prefer.
In a custodial wallet, a third party manages your funds, similar to a bank account. A non-custodial wallet gives you full control through your own private keys. Digitap offers both: custodial fiat accounts with banking protection and non-custodial crypto storage for complete self-custody. You decide how to manage your assets while using the same app for transfers, conversions, and card spending.
Software wallets run on your phone or computer and are perfect for quick access. Hardware wallets are physical devices used mainly for offline, long-term crypto storage. Digitap's software wallet combines ease of use with strong security. Manage crypto and fiat, make swaps, and spend using your crypto debit card without switching platforms.
Digitap brings all your money, crypto and fiat, together in one secure, private, and easy-to-use multi-currency wallet. Every feature is built for control, transparency, and convenience.
Manage everything from a single unified wallet. Hold 100+ cryptocurrencies alongside USD, EUR, GBP, and more. Switch between balances or convert crypto-to-fiat instantly without leaving the app. Track your entire portfolio value in real time and eliminate the need for separate bank and crypto accounts.
Create your digital wallet in seconds; no ID upload, no waiting. Enjoy full privacy and compliance with data-protection standards. Ideal for users who value independence, Digitap lets you access both fiat and crypto features while keeping your information private.
Send money freely. Transfer cryptocurrency or fiat with zero fees (only blockchain gas costs apply). Unlike other wallets that charge per transaction, Digitap's transparent model means no hidden charges and more value kept in your account.
Digitap supports more than 100 blockchains and major world currencies. Work seamlessly across Bitcoin, Ethereum, BNB Smart Chain, Solana, Polygon, and more, plus fiat currencies such as USD, EUR, and GBP. Automatic network detection and cross-chain swaps create a smooth multi-currency experience inside one app.
Use your built-in crypto virtual card to spend instantly, crypto or fiat. Automatic currency conversion at checkout lets you pay in Bitcoin, Ethereum, USD, EUR, or any supported currency. Accepted at millions of merchants worldwide, it turns your wallet into a true crypto fiat bank for everyday spending.
Convert any currency in seconds. Swap between 100+ cryptos or move from fiat-to-crypto and crypto-to-fiat at competitive, transparent rates. Manual and automatic swap options help you balance your portfolio without leaving your best crypto wallet app.
Create your digital wallet in under a minute. No credit card, no verification delays, just instant access to crypto and fiat in one app.
Get the free Digitap app from the App Store or Google Play, available for both iOS and Android. You can also access your wallet via desktop browser. Installation takes less than a minute, no credit card or payment information required. Trusted by millions of users worldwide, Digitap is regularly updated with new features and the latest security improvements.
Open the app and create your wallet with no KYC required. Set a secure password or PIN, and enable biometric login using Face ID or fingerprint for added protection. You'll instantly receive your crypto wallet addresses and fiat account details, ready for use. Back up your recovery phrase safely, it's your master key for crypto recovery. Your digital wallet is now active for both crypto and fiat without waiting for verification or approval.
Add funds in the way that suits you best. Receive crypto from another wallet, buy crypto online within the app, or deposit fiat using a bank transfer or card. Share your wallet address or QR code to receive payments quickly. Send crypto and fiat with 0% transfer fees, swap crypto instantly, and spend using your built-in crypto virtual card anywhere cards are accepted. Track your full portfolio balance in real time. One wallet, complete financial control.
Manage every part of your portfolio in one multi-currency wallet. Digitap supports more than 100 cryptocurrencies and all major fiat currencies, giving you complete control over your digital and traditional money. Built on a multi-chain architecture, the wallet automatically detects new tokens and lets you convert seamlessly between crypto and fiat.
Digitap makes currency conversion effortless. Buy crypto with fiat or sell crypto for fiat in seconds, all inside your wallet, with no need for external exchanges or multiple apps. Whether you’re converting Bitcoin to USD, Ethereum to EUR, or USDT to GBP, Digitap gives you real-time exchange rates, transparent fees, and complete control.
Automatic currency conversion also happens when you spend with your crypto virtual card, ensuring every payment uses the best available exchange rate at checkout.
Stay balanced between your crypto and fiat holdings, hedge against market volatility, and enjoy total financial flexibility, anytime, anywhere.
Instant fiat-to-crypto conversion
Instant crypto-to-fiat conversion
Crypto-to-crypto swaps
Fiat-to-fiat exchanges
Automatic conversion when spending
Real-time exchange rates
Transparent fee structure
Digitap is a complete multi-currency spending solution for both crypto and fiat. Every wallet includes a free virtual card, giving you the freedom to spend crypto or fiat instantly anywhere cards are accepted. Automatic currency conversion happens at checkout, so you can pay in Bitcoin, Ethereum, USD, EUR, or any supported currency without manual transfers or third-party exchanges. Use your wallet for everyday purchases (shop online, pay for subscriptions, or buy in-store) all from the same multi-currency wallet. Turn your digital assets into real-world purchasing power in seconds and experience true financial flexibility.
You control your private keys and crypto at all times. Digitap never has access to your funds. True self-custody means you are your own bank. Your recovery phrase is the master key to your crypto wallet, ensuring full ownership and independence. No one, including Digitap, can freeze or confiscate your cryptocurrency.
Your fiat balances are protected by banking-grade security and regulatory compliance, including deposit insurance where applicable. All fiat transactions and account information are encrypted and verified with multi-layer authentication. Separate protection systems for crypto and fiat ensure the highest level of safety for both sides of your portfolio.
All wallet data, both crypto and fiat, is protected with military-grade encryption, in transit and at rest. Your wallet uses device-level security for key storage and encrypted backups to prevent unauthorized access. Digitap undergoes independent audits to maintain industry-leading protection for its multi-currency wallet.
No identity verification, no surveillance, no stored personal data. With Digitap's no KYC model, your activity remains anonymous and private. Crypto transactions are pseudonymous, and Digitap cannot link your identity to your wallet. It's ideal for privacy-conscious users managing both crypto and fiat.
Protecting your assets starts with good habits.
Digitap brings together everything other wallets keep separate. While crypto wallets like Exodus and Trust Wallet only store digital currencies, and fiat wallets like PayPal or Venmo only handle traditional money, Digitap does both.
| Feature | Digitap | Crypto Wallets (Exodus, Trust Wallet) | Fiat Wallets (PayPal, Venmo, Apple Pay) |
|---|---|---|---|
| Cost | Free Forever | Free or Paid | Free |
| Crypto Support | 100+ cryptocurrencies | Varies (usually crypto only) | No |
| Fiat Support | Yes | No | Yes |
| KYC Required | No | Varies | Yes |
| Transfer Fees | 0% for crypto & fiat | Network or service fees apply | 2–3% typical |
| Currency Conversion | Built-In | External only | Limited / External |
| Spending Capability | Virtual Card (Crypto + Fiat) | Crypto-only | Fiat-only |
| Multi-Currency Support | Crypto + Fiat in One Wallet | Crypto-only | Fiat-only |
| Global Availability | 180+ countries | 150+ | Region-limited |
Digitap eliminates the barriers between crypto wallets and fiat payment apps. You can manage, send, convert, and spend crypto or fiat instantly in one secure platform. With 0% transfer fees, no KYC requirement, and automatic crypto-to-fiat conversion, Digitap delivers true financial freedom for anyone managing all their money in one digital wallet.
Digitap is built for everyone, from traders and travelers to beginners and privacy advocates. With one multi-currency wallet, you can manage crypto and fiat seamlessly, wherever life takes you.
You're active in crypto but still rely on fiat for daily spending. With Digitap's multi-currency wallet, you can manage both in one place, convert crypto profits to fiat instantly, spend crypto directly using your virtual card, and track your entire crypto and fiat portfolio in real time. It's built for your crypto-first lifestyle.
You live and work across borders and need a wallet that keeps up. Send crypto and fiat worldwide with zero fees, hold multiple fiat currencies for travel or business, and avoid costly conversion rates. Available in 180+ countries, your Digitap digital wallet gives you true global financial freedom.
You value your financial privacy. With no KYC or identity checks, Digitap never collects or stores your personal data. Your crypto transactions remain pseudonymous, your fiat accounts are encrypted, and your control over both is absolute.
You earn, travel, and spend anywhere. Get paid in crypto or fiat, hold multiple currencies, and pay globally using your crypto virtual card. Manage income and expenses from one multi-currency wallet without relying on banks.
You're just getting started with crypto. Digitap makes it simple — keep your fiat money and crypto in one app, convert between them anytime, and learn as you go. No technical setup or waiting for verification. A safe, beginner-friendly Digital wallet designed to help you explore crypto with confidence.
You want full control of your portfolio. Store crypto and fiat, track your holdings in real time, and swap crypto instantly to catch opportunities. Use self-custody for security and enjoy 0% transfer fees for smarter investing. Digitap is the best crypto wallet for maximizing returns and minimizing effort.
Digitap gives you the flexibility to grow at your own pace. Start with the free multi-currency wallet that supports both crypto and fiat, and upgrade anytime for extra tools and benefits. Your balances, cards, and settings move with you, no data loss, no contracts, and no long-term commitments. Every plan is built for simplicity, privacy, and complete control of your digital wallet.
Free Forever
Your starting point for complete crypto and fiat management. Send and receive with 0% transfer fees, convert currencies instantly, and spend anywhere using your free virtual card, all without KYC. Perfect for anyone who wants a secure and easy-to-use crypto fiat bank experience.
$0 / Month (with KYC)
Upgrade for free (with verification) to unlock advanced features and smarter spending. The Virtual Plan gives you unlimited virtual cards, faster support, and enhanced cashback rewards on purchases. Ideal for frequent users.
$15.99 / Month
Take your digital wallet to a global level with full offshore banking and advanced financial management tools. The Pro Plan includes physical cards, international transfers, and premium privacy and is designed for professionals and global travelers.
Join millions of users who trust Digitap as their digital wallet for crypto and fiat. Free forever, no KYC required, and built with 0% transfer fees, instant currency conversion, and an integrated virtual card for everyday spending. Create your multi-currency wallet in seconds and experience true financial freedom.
Your money, crypto and fiat together, managed, converted, and spent in one secure crypto fiat bank. Download Digitap today and see why it’s the best crypto wallet for global users.
Get in touch
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support@digitap.appmarketing@digitap.appGo to FAQs for answers to common questions.
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DigiTap is a fintech application that connects the traditional banking system with blockchain networks allowing seamless integration. The official beta version of the DigiTap App is live. Please help us improve the service by providing feedback or report any bugs to feedback@digitap.app
Digital currencies may be unregulated in your jurisdiction. The value of digital currencies may go down as well as up. Profits may be subject to capital gains or other taxes applicable in your jurisdiction. The information on this site is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local laws or regulations.