What is Fiat to Crypto Onramp?
A fiat-to-crypto onramp is a service that lets you buy crypto online using traditional currencies like USD, EUR, or GBP. It is a gateway between bank money and digital assets, allowing you to enter the crypto ecosystem using familiar payment methods like credit cards, debit cards, and bank transfers.
Onramps make crypto accessible for everyone by simplifying the conversion process. You pay in fiat and receive crypto directly in your digital wallet. With Digitap, you can buy Bitcoin, Ethereum, and 100+ cryptocurrencies instantly, with low fees and transparent pricing. Card payments are processed in minutes, while bank transfers typically take 1 – 3 business days.
Optional no KYC purchases let you retain privacy while still enjoying secure, encrypted transactions. Digitap bridges the gap between traditional finance and digital assets, making crypto ownership fast, private, and friction-free.
How to Buy Crypto with Fiat on Digitap
Choose What to Buy
Select from 100+ cryptos, including Bitcoin, Ethereum, and stablecoins. Enter the fiat amount you want to spend or the crypto amount you want to receive, and view live crypto prices with transparent fees. Minimum purchase starts at $10.
Select How to Pay
Pick your preferred payment method: credit/debit card for instant delivery, bank transfer (ACH or SEPA) for lower fees, or Apple Pay/Google Pay for one-tap checkout. Choose KYC or no KYC based on your preference; every transaction is encrypted and secure.
Get Crypto Instantly
Confirm the purchase and complete payment. Fiat converts to crypto at the confirmed rate, and your assets arrive directly in your Digitap wallet, instantly for card payments, or within 1 – 3 business days for bank transfers. You can spend immediately with your Digitap crypto debit card or hold for investment.
Buy Crypto with Fiat - No KYC Required
For users who value privacy, Digitap offers a no KYC onramp option. Buy crypto anonymously without submitting identity documents or waiting for verification.
You can purchase up to a defined limit with complete privacy and speed.
Complete Privacy
No personal information or ID required for standard limits.
Instant Access
Skip verification and start buying immediately.
Anonymous Purchases
Buy crypto discreetly without identity disclosure.
Fast Onboarding
No waiting for manual approval.
Financial Freedom
Maintain full control over your funds and data.
Disclaimer: No-KYC purchases are limited per regulatory thresholds. Optional KYC verification unlocks higher limits and additional services.
Buy Crypto with Your Preferred Fiat Payment Method
Digitap supports all major fiat payment methods worldwide, letting you choose the option that best fits your needs, from instant card payments to low-fee bank transfers.
Credit Card
Pay with Visa, Mastercard, or AmEx for instant crypto delivery.
Key Benefits:
Debit Card
Buy directly from your bank account.
Key Benefits:
Bank Transfer (ACH / SEPA)
Transfer fiat from your bank. Ideal for larger buys.
Key Benefits:
Apple Pay
One-tap checkout on iPhone or Mac.
Key Benefits:
Google Pay
One-tap payments on Android devices.
Key Benefits:
Wire Transfer
For high-value or institutional onramps.
Key Benefits:
Why Digitap is the Best Fiat to Crypto Onramp
Digitap makes crypto onramp and offramp effortless, fast, and secure. Whether you value privacy, speed, or choice, Digitap provides a smooth, transparent, and feature-rich experience that outperforms typical onramps.
No KYC Option Available
Buy crypto anonymously with no identity verification for standard limits, or add KYC for higher limits and extra features.
Instant Crypto Delivery
Get your crypto in minutes for card payments, no waiting or manual processing. Funds arrive directly to your Digitap wallet.
Low & Transparent Fees
Competitive pricing with no hidden charges. All fees are shown before checkout, so you always know exactly what you pay.
100+ Cryptocurrencies
Access a wide range of cryptos, from Bitcoin and Ethereum to DeFi tokens and altcoins, all available from one crypto banking application.
Multiple Fiat Currencies
Convert USD, EUR, GBP, and more local currencies with competitive exchange rates and global coverage in 180+ countries.
Integrated Platform
Your fiat instantly converts to crypto and lands in your Digitap wallet. Spend it immediately with your Digitap physical or virtual crypto card. No external transfers needed.
Convert Fiat to Bitcoin, Ethereum, and 100+ Cryptocurrencies
Every purchase uses live rates and instant processing for cards, with crypto delivered directly to your wallet.
Buy Crypto with USD, EUR, GBP, and More Fiat Currencies
Digitap supports dozens of fiat currencies for a localized, seamless onramp experience. Pay in your home currency with the best crypto exchange rates and automatic conversion to crypto.
US Dollar
USD
Most popular for global crypto purchases
Euro
EUR
Ideal for European Union buyers
British Pound
GBP
For UK users buying crypto
Canadian Dollar
CAD
For Canadian users
Australian Dollar
AUD
For Australian buyers
Japanese Yen
JPY
For Asian market access
Swiss Franc
CHF
For European investors seeking stability
Digitap automatically detects your region and displays available currencies for a smooth checkout process.
Why Convert Fiat to Crypto?
Knowing when to onramp fiat to crypto can help you make strategic financial moves. Here are the most common reasons users convert fiat on Digitap.
Start Investing in Crypto
Convert fiat savings into Bitcoin or Ethereum and begin your crypto journey with a secure, easy onramp.
Increase Crypto Holdings
Use fiat to add to your portfolio, buy during market dips, or set up regular purchases for dollar-cost averaging.
Fund Crypto Activities
Onramp to buy NFTs, trade on DeFi platforms, or load your Digitap card for everyday spending.
Preserve Wealth
Hedge against inflation and currency devaluation by holding crypto as a store of value for long-term protection.
Digitap vs Other Fiat to Crypto Onramp Services
Digitap delivers the fastest, most flexible, and privacy-friendly way to convert fiat to crypto.
| Feature | Digitap | MoonPay | Coinbase Onramp |
|---|---|---|---|
| KYC Options | Optional KYC / No-KYC available | KYC required for all purchases | Full KYC required |
| Supported Cryptocurrencies | 100+ coins (BTC, ETH, DeFi, Altcoins) | ~110 cryptos | ~100 cryptos |
| Supported Fiat Currencies | USD, EUR, GBP, and 40+ others | 30+ fiats | 60+ fiats |
| Processing Speed (Cards) | Instant delivery in minutes | Instant for most regions | Instant for verified users |
| Onramp Fees | Low & fully transparent | Higher service fees (3–5%) | Spreads + transaction fees |
| Payment Methods | Cards, Bank Transfer, Apple Pay, Google Pay, Wire | Cards, Bank Transfer | Cards, Bank Transfer, Apple/Google Pay |
| Integrated Wallet & Instant Spending | Yes. Auto-delivery to Digitap wallet + card spending | No. External wallet needed | Integrated wallet, but no card spending |
| Global Coverage | 180+ countries | 150+ countries | 100+ countries |
| Customer Support | 24/7 live chat + priority support | Email/ticket only | Limited live chat/business hours |
Digitap offers a broader selection of cryptos, more payment options, a privacy-first no-KYC mode, and the convenience of instant spending, all with lower, transparent fees.
Try Digitap for the Safest Fiat to Crypto Conversion
Security is the fundamental principle of Digitap’s onramp service. Every transaction, from card entry to crypto delivery, is protected with bank-grade encryption and regulatory compliance.
Encrypted Payments
All card, bank, and wallet transactions are safeguarded with multi-layer AES-256 encryption and SSL protocols. 3-D Secure authentication verifies every purchase, protecting you from fraud and unauthorized access.
Secure Crypto Delivery
Crypto is delivered directly to your Digitap wallet and never held by third-party custodians. Funds remain under your control from the moment of purchase, ensuring true ownership and protection against counter-party risk.
Optional KYC for Privacy
Digitap lets you choose your verification level. Buy or sell crypto privately within standard limits using no KYC, or complete KYC to unlock higher limits and additional services. Either way, your identity and information are fully protected.
Regulatory Compliance
Digitap operates under applicable financial regulations in supported regions. Our onramp complies with AML and data-protection standards, providing secure, legitimate transactions you can trust.
Frequently Asked Questions Fiat to Crypto Onramp
Ready to Convert Fiat to Crypto?
Join millions of users already using Digitap to move from fiat to crypto instantly. Buy Bitcoin, Ethereum, and 100+ cryptos with credit card or bank transfer. No KYC option, low fees, and instant delivery.
Supported Cryptocurrencies
+ 90 more cryptocurrencies available
Supported Payment Methods
Why Buy Crypto with Digitap
- •✓ No KYC option - buy crypto anonymously
- •✓ 100+ cryptocurrencies available
- •✓ Multiple fiat currencies supported
- •✓ Instant delivery for card payments
- •✓ Low & transparent fees
- •✓ Multiple payment methods
- •✓ Spend crypto immediately with card
- •✓ Available in 180+ countries
Instant delivery • Low fees • No KYC option • Multiple payment methods • 24/7 support
